Micro, Small and Medium Enterprises




1. SCHEMES FOR WOMEN THROUGH MSMES
Unstarred Question 6351
4/5/2010

(a) The details of promotional/welfare scheme launched by the Government for providing employment through Micro, Small and Medium Enterprises for people living in rural, tribal and backward areas including women in the country;

(b) The total number of small scale industries set up in such areas for providing employment opportunities for women during each of the last three years, State-wise;

(c)The total funds granted/utilised and annual target fixed and achieved for employment to women during each of the last three years and the current year, State-wise;

(d)Whether the Government has undertaken a study of the industrially backward areas in the country to create more industries to provide employment to women in the country including Karnataka; and

(e) if so, the details thereof?

ANSWER

MINISTER OF STATE (INDEPENDENT CHARGE), MICRO, SMALL AND MEDIUM ENTERPRISES (SHRI DINSHA PATEL)


(a) Government has been implementing the scheme of Prime Minister’s Employment Generation Programme (PMEGP) for generating employment through setting up micro enterprises. For promotion and development of Micro, Small and Medium Enterprises (MSME), the Government has also been implementing various schemes viz., Mahila Coir Yojana, Trade Related Entrepreneurial Assistance and Development (TREAD), Micro and Small Enterprises - Cluster Development Programme, Credit Guarantee Scheme, Augmentation of Portfolio Risk Fund under Micro Finance Programme, Skill Development Programme / Entrepreneurial Development Programme / Management Development Programme etc., These schemes/programmes provide employment opportunities to the entrepreneurs including women across the country.

(b)As per quick results of the Fourth All India Census of Micro, Small and Medium Enterprises (Base Year 2006-07) there are 19,19,974 women owned enterprises in the country of which 12,13,602 and 7,06,372 enterprises are in rural and urban areas respectively. The state-wise details is at Annexure-I.

(c)State-wise details of the units set-up, estimated employment generated and funds granted/utilised under PMEGP, which was launched in 2008-09 is at Annexure – II.

(d) & (e) No specific study of the industrially backward areas in the country has been conducted. However, District Industrial Potentiality Surveys and State Industrial Profiles are prepared from time to time which also include industrially backward areas of the country including Karnataka.

http://164.100.47.132/Annexture/lsq15/4/au6351.htm

2. CREDIT GUARANTEE FUND TRUST
Unstarred Question 5173
27/4/2010

(a) Whether the Government has set up a Credit Guarantee Fund Trust for Micro, Small and Medium Enterprises;

(b) If so, the details thereof; and

(c) The details of the funds disbursed and number of beneficiaries during each of the last three years, State-wise?

ANSWER

MINISTER OF STATE (INDEPENDENT CHARGE) FOR MICRO, SMALL & MEDIUM ENTERPRISES (SHRI DINSHA PATEL)

(a) & (b):To ensure better flow of credit to micro and small enterprises by reducing the risk perception of financial institutions and banks in lending without collateral security, the Central Government announced a Credit Guarantee Fund Scheme for Micro & Small Enterprises on 30 August 2000, which became operational with effect from 1 January 2001. This scheme is operated by the Credit Guarantee Fund Trust for Micro & Small Enterprises (CGTMSE) through the Trusts’ member lending institutions, i.e., scheduled commercial banks (public/private/foreign banks), regional rural banks, National Small Industries Corporation Ltd., North Eastern Development Finance Corporation Ltd, Delhi Financial Corporation, Kerala Financial Corporation, Tamilnadu Industrial Investment Corporation Ltd., Jammu & Kashmir Development finance Corporation Ltd., Export Import Bank of India and Small Industries Development Bank of India (SIDBI). The scheme provides guarantee up to 85 per cent of the credit to new and existing micro and small enterprises on loans up to Rs.100 lakh.

(c):The details of State/UT-wise proposals and loan amount approved for guarantee cover during 2007-08, 2008-09 and 2009-10 are given at Annexure.

http://164.100.47.132/Annexture/lsq15/4/au5173.htm